TL;DR.UltimoPay Platinum is a Visa crypto debit card (Physical, KYC: Full KYC). Cost per $100 spent: $4. Top-up fee 0%, FX fee n/a. Wallet support: —. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · FULL KYC
UltimoPay Platinum.
Platinum Visa + offshore bank account bundle — $600 setup ($150 credited), 0% card load fees, 4% crypto-to-USD conversion (1% instant or free 72hr wait), global ATM access.
Cost / $100
$4.00
Top-up fee
Free
Network
Visa
Card type
Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Platinum Visa debit + offshore bank account in one
- +Direct USDT/BTC → USD conversion in UltimoPay wallet
- +Global ATM withdrawals
- +0% load fees on the card
- +15-minute KYC process advertised
- +$150 starting funds credited from $600 setup
Cons.
- −$600 setup fee (one-time)
- −4% crypto-to-USD conversion fee (or 1% for instant; free 72-hour wait)
- −No Apple/Google Pay confirmed
- −Higher cost vs competitors
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
—
Issuance
$600
Monthly
—
Cost / $100
$4.00
$600 setup fee covers offshore bank account + card issuance + platform access ($150 credited as starting balance). 0% load fees on card. Crypto-to-USD: 4% standard, 1% instant transfer to card, free if 72hr wait. Global ATM.
COVERAGE
Where it works.
Supported coins
USDTBTCUSDCETH
Chains
TronBitcoinEthereum
Use cases
Online · IRL · ATM
Blocked countries
US
WALLETS
Apple PayNo
Google PayNo
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
60/100
Verified May 11, 2026
ALTERNATIVES