TL;DR.BingCard is a Visa · MC crypto debit card (Virtual + Physical, KYC: No KYC). Cost per $100 spent: $4. Top-up fee 2%, FX fee 2%. Wallet support: —. Status: issues. Last verified: May 11, 2026.
CARD PROFILE · NO KYC
BingCard.
Virtual no-KYC card from a Canada-incorporated issuer with three tiers (Premium $20, Non-Premium $25-40, Platinum $168 with HKD 1M limit). Physical card shipped from Hong Kong within 25 business days.
Cost / $100
$4.00
Top-up fee
2%
Network
Visa · MC
Card type
Virtual + Physical
IBAN
No
Monthly limit
$100K
Status
Issues reported
Pros.
- +Virtual card issued instantly with no photo ID and no proof of address
- +Accepts BTC, USDT, ETH and USDC top-ups
- +Premium tier offers $100,000 monthly spending limit
- +Three-year card validity
- +Issued by Bingcard, Inc. (incorporated in Canada)
- +Physical Hong Kong card available (KYC required)
Cons.
- −ScamAdviser flags bingcard.com as potentially high-risk
- −Multiple user reports of money drained via hidden fees and pending holds never released
- −3% decline transaction fee + 1.5% cross-border surcharge ($0.50 minimum)
- −Issuing bank not disclosed
- −Unavailable to US residents
- −Apple Pay / Google Pay support not confirmed on official site
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
2%
Transaction fee
0%
FX fee
2%
Issuance
$20
Monthly
Free
Cost / $100
$4.00
Premium tier: $20 issuance, 2% top-up, 2% FX, 2% ATM, $0 monthly, $100k/month limit. Non-Premium: $25-40 issuance, $50k limit. Platinum: $168 issuance, HKD 1M (~$130k) limit. Universal: 3% decline fee, 1.5% cross-border ($0.50 min), 1% transaction fee. 3-year validity.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDC
Chains
BitcoinEthereumTron
Use cases
Online · IRL
Blocked countries
US
WALLETS
Apple PayNo
Google PayNo
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
61/100
Verified May 11, 2026
ALTERNATIVES