TL;DR.Freedomia is a Visa crypto debit card (Virtual + Physical, KYC: No KYC). Cost per $100 spent: $4.3. Top-up fee 4.3%, FX fee n/a. Wallet support: —. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · NO KYC
Freedomia.
Privacy-first reloadable Visa prepaid with multi-crypto top-up — no ID required for basic/standard tiers, 0% transaction fee, up to $60K/year on Pro.
Cost / $100
$4.30
Top-up fee
4.3%
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
$1,000
Status
Operational
Pros.
- +True no-KYC: virtual card without ID for basic/standard tiers
- +Multi-crypto top-up: BTC, USDT, USDC, ETH
- +0% transaction fee (no cost on spend)
- +Up to $60K/year spending limit on higher tiers
- +Marketed as PayWithMoon alternative
- +24/7 live support
- +No phone required for 3D Secure
Cons.
- −4.3% top-up fee (Starter tier)
- −$10/month for Starter plan; higher tiers more expensive
- −Starter limited to $1,000/mo, $12K/yr
- −No Apple Pay / Google Pay confirmed
- −Privacy-focused — historically these face regulatory risk
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
4.3%
Transaction fee
0%
FX fee
—
Issuance
—
Monthly
$10
Cost / $100
$4.30
Starter: $10/mo, $1,000 monthly / $12,000 yearly cap, 4.3% top-up, 0% transaction. Higher tiers scale limits. Top-up via BTC/USDT/USDC/ETH. No KYC required for Starter/Standard.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDC
Chains
BitcoinEthereumTron
Use cases
Online · IRL
Blocked countries
US
WALLETS
Apple PayNo
Google PayNo
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
62/100
Verified May 11, 2026
ALTERNATIVES