CARD PROFILE · NO KYC
XKard.
Lowest top-up fee among no-KYC cards at Whale tier (2.3%).
Cost / $100
—
Top-up fee
—
Network
Visa · MC
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Lowest fees: 2.3% at Whale tier
- +No KYC required
- +Apple Pay & Google Pay
- +Tiered pricing rewards volume
Cons.
- −USDT only — no other cryptocurrencies
- −Limited public information
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
—
Transaction fee
—
FX fee
—
Issuance
Free
Monthly
$9
Cost / $100
—
Whale: 2.3%. Premium: 3.5%. Essential: 4.5%. Volume-based tiers.
COVERAGE
Where it works.
Supported coins
USDT
Chains
BNB ChainTron
Use cases
Online · IRL
Blocked countries
AFCUIRKPSDSOSSSYYE
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
91/100
Verified 2026-04-30
ALTERNATIVES