CARD PROFILE · LIGHT KYC
Gnosis Pay.
Truly non-custodial: funds stay in your Safe smart wallet with your private keys. Zero fees across the board. Up to 5% cashback with GNO staking + OG NFT. sDAI yield on idle balance.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +⭐ Best self-custodial card — funds in Safe smart wallet, your private keys
- +0% top-up, 0% transaction, 0% FX fees
- +Up to 5% cashback (with GNO staking)
- +Apple Pay & Google Pay
- +ATM access (free up to €200/month or 5 withdrawals)
- +Physical + virtual card
- +DeFi-compatible: sDAI yield on idle balance
- +IBAN available
Cons.
- −Only 3 stablecoins (EURe, GBPe, USDCe) — no BTC/ETH
- −Gnosis Chain only — requires bridging from other networks
- −Cannot use for car rentals or gas stations (holds)
- −Cashback paid in volatile GNO token
- −€30.23 issuance fee (sometimes free promo)
- −EEA + UK + Switzerland + Argentina + Brazil only
- −Trustpilot 2.6/5 (small sample)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
0%
Issuance
Free
Monthly
Free
Cost / $100
$0.00
0% top-up. 0% transaction. 0% FX (Visa rates, no markup). ATM: free up to €200/month or 5 withdrawals, then 2%. €30.23 issuance (often free promo).
COVERAGE
Where it works.
Supported coins
EUReGBPeUSDCe
Chains
Gnosis
Use cases
Online · IRL · ATM
Blocked countries
AFBYCFCUCDHTIRIQLBLYMLMMNIKPRUSOSSSYVEYEZW
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
2.4/5
21 reviews
Monevia score
78/100
Verified 2026-04-30
ALTERNATIVES