CARD PROFILE · FULL KYC
Wirex.
Pioneer crypto card (2014). 100+ cryptos, 0% FX. However, one of the most problematic services: mass account blocks, months-long fund holds, aggressive inactivity fees, AI-only support, lawsuit against founders.
Cost / $100
$1.25
Top-up fee
Free
Network
Visa · MC
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Issues reported
Pros.
- +100+ cryptocurrencies supported
- +0% FX fee
- +Free card issuance
- +Apple Pay & Google Pay
- +ATM access (free up to €200/month)
- +Long track record since 2014
- +Up to 8% cashback in WXT (Elite tier)
- +Non-custodial option via Wirex Pay
Cons.
- −⚠️ CRITICAL: Trustpilot 1.2/5 (421 reviews, wirex.com) — 94% recent reviews are 1 star
- −Mass account blocks without explanation
- −Funds held for months
- −Inactivity fees drain inactive accounts (€5/month per fiat balance + 0.003 BTC/day per crypto)
- −Support is 'AI bot only'
- −Lawsuit against founders in Netherlands
- −1-1.5% hidden crypto spread (some report up to 10%)
- −Russia explicitly blocked
- −One of the most problematic services reviewed
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
0%
Issuance
Free
Monthly
Free
Cost / $100
$1.25
0% bank transfer top-up. ~1% debit card. 1-1.5% crypto spread (reports of up to 10%). 0% FX. ATM: free €200/month, then 2%. Inactivity: €5/month per fiat + 0.003 BTC/day per crypto (after 18 months). Daily spend up to €30,000.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCDAIWXTSOLXRPADALTCDOTDOGELINKAVAXMATICTRXXLMAAVEALGOUNISHIBTONOPARB
Chains
EthereumBitcoinSolanaPolygonAvalancheTronStellarBaseArbitrumOptimism
Use cases
Online · IRL · ATM
Blocked countries
USCACNJPKRPHRUAFBYCUIRKPSYSDVEZW
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
63/100
Verified 2026-04-30
ALTERNATIVES