TL;DR.Trustee Plus is a Mastercard crypto debit card (Virtual + Physical, KYC: Minimal). Cost per $100 spent: $0.5. Top-up fee 0%, FX fee 0.5%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · MINIMAL
Trustee Plus.
Ukrainian-built EU fintech offering a Mastercard crypto card with a Polish-issued personal EUR IBAN, integrated wallet for 12+ coins, and instant in-app crypto-to-EUR conversion at point of sale.
Cost / $100
$0.50
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
$30,000
Status
Operational
Pros.
- +Available across the entire EEA with EUR IBAN option (Polish issuer)
- +Mastercard accepted at ~60M locations + Apple Pay & Google Pay
- +No monthly maintenance fee; transparent ~0.5% conversion at checkout
- +Wide crypto support: USDT/USDC across TRC20, ERC20, Polygon and more
- +Free crypto top-ups
- +12+ supported coins
Cons.
- −Strict AML/KYC checks can freeze incoming funds
- −IBAN service has been temporarily unavailable
- −Polarized Trustpilot reviews (~33% one-star)
- −EEA-only — no access for non-EEA residents
- −Card-number top-up costs 1.5%; SEPA 0.5% (min €1,000)
- −ATM access via NFC only: 1.5% + €1
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
0.5%
Issuance
$25
Monthly
Free
Cost / $100
$0.50
Card issuance €10 virtual / €25 physical metal. No monthly fee. Crypto top-up free; SEPA 0.5% (min €1,000); card top-up 1.5%. POS conversion ~0.5% with no extra Mastercard FX markup. ATM via NFC: 1.5% + €1. Monthly limit: 30,000 USDC.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCSOLXRPLTCTRXMATICXLMDOGE
Chains
BitcoinEthereumTronPolygonSolanaStellar
Use cases
Online · IRL · ATM
Blocked countries
None
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
3.7/5
0 reviews
Monevia score
86/100
Verified May 11, 2026
ALTERNATIVES