TL;DR.Trade Republic Card is a Visa crypto debit card (Physical, KYC: Full KYC). Cost per $100 spent: $0.7. Top-up fee 0%, FX fee 0%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · FULL KYC
Trade Republic Card.
German neobank's Visa with 4% APY + 0.7% crypto conversion (among EU's cheapest) + 2% Saveback on crypto spending — German IBAN, no FX fees, free card.
Cost / $100
$0.70
Top-up fee
Free
Network
Visa
Card type
Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +4% APY on cash balances
- +0.7% crypto-to-fiat conversion (among Europe's cheapest)
- +1% Saveback (in savings plan) on cash spending; 2% on crypto
- +Free Visa, 0% FX, German IBAN
- +€1,500 daily ATM withdrawals
- +Apple Pay & Google Pay supported
- +EU + Germany focus
Cons.
- −Saveback requires €50/month investment
- −Saveback capped at €15/month
- −Cannot deposit external crypto — must buy through Trade Republic
- −EU residents only
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
0%
Issuance
Free
Monthly
Free
Cost / $100
$0.70
0% FX fees, free Visa card. 4% APY on balances. 0.7% crypto-to-fiat conversion. 1% Saveback on cash purchases (capped €15/mo, requires €50 monthly investment). 2% Saveback on crypto purchases. €1,500 daily ATM. Apple Pay & Google Pay.
COVERAGE
Where it works.
Supported coins
BTCETHUSDC
Chains
BitcoinEthereum
Use cases
Online · IRL · ATM
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
59/100
Verified May 11, 2026
ALTERNATIVES