TL;DR.Stables Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee 2%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · LIGHT KYC
Stables Card.
Australian Mastercard for stablecoin natives — supports USDC, USDT, DAI, PYUSD across ARB/AVAX/ETH/OP/MATIC; 0 fees on USDC receive/store/spend.
Cost / $100
$0.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Australian Mastercard for stablecoin spending
- +Multi-chain support: ARB, AVAX, ETH, OP, MATIC
- +Multi-stablecoin: USDC, USDT, DAI, PYUSD
- +0 fees on receive/store/spend USDC
- +Apple Pay & Google Pay supported
- +Stables-to-stables off-chain transfers free
- +Europe rollout in progress
Cons.
- −External wallet transfers: gas + 0.25% (max AUD $10)
- −Spread for currency conversion (not 0%)
- −Australia-only at launch (Europe coming)
- −Specific FX/foreign tx fees not transparently published
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
2%
Issuance
—
Monthly
Free
Cost / $100
$0.00
0 fees for receiving, storing, or spending USDC. Some fees apply for spending stablecoins. External wallet transfers: gas + 0.25% (max AUD $10). Stables-to-stables off-chain transfers free. Currency conversion has a spread. Australian residents primary; Europe rollout in progress.
COVERAGE
Where it works.
Supported coins
USDCUSDTDAIPYUSD
Chains
EthereumPolygonArbitrumOptimismAvalanche
Use cases
Online · IRL
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
55/100
Verified May 11, 2026
ALTERNATIVES