TL;DR.SafePal Card is a Visa · MC crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $0.6. Top-up fee 0.4%, FX fee 1%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · FULL KYC
SafePal Card.
Crypto Visa/Mastercard from SafePal hardware wallet — backed by Fiat24 Swiss bank stake, free SafePal X1 hardware wallet on signup, USDC-native with Swiss IBAN, Apple/Google/PayPal/Samsung Pay.
Cost / $100
$0.60
Top-up fee
0.4%
Network
Visa · MC
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +From hardware wallet maker SafePal — strategic Fiat24 investment
- +Visa AND Mastercard variants
- +USDC default deposit currency, swap any crypto
- +Swiss bank account included (via Fiat24)
- +Free SafePal X1 hardware wallet ($69.99 value) on signup
- +Apple/Google/PayPal/Samsung Pay supported
- +0.2% swap/cross-chain fee
- +EU rollout completed, expanding globally
Cons.
- −0.4% fiat top-up fee
- −0.6% fiat transfer/deposit fee
- −Spread on crypto swaps
- −Full KYC via Fiat24 Swiss bank
- −US not supported
- −Newer card product (2024 launch)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
0.4%
Transaction fee
0.2%
FX fee
1%
Issuance
Free
Monthly
Free
Cost / $100
$0.60
0% account creation/management. 0.4% top-up. 0.6% fiat transfer/deposit. 0.2% swap/cross-chain. Free SafePal X1 hardware wallet on signup ($69.99 value). Powered by Swiss bank Fiat24 (FINMA-licensed). USDC default; swap any crypto in-app. Visa AND Mastercard variants.
COVERAGE
Where it works.
Supported coins
USDCUSDTBTCETH
Chains
ArbitrumEthereumBSC
Use cases
Online · IRL
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
83/100
Verified May 11, 2026
ALTERNATIVES