CARD PROFILE · MINIMAL
PintoPay.
Highest no/low-KYC limit ($300K/month). Telegram bot management. Integrated eSIM service. Planned 'PINS' merchant-finder. Card issuer: Sunrate Solutions (HK). Custody: Cactus/Matrix Trust.
Cost / $100
$2.75
Top-up fee
2.5%
Network
Visa · MC
Card type
Virtual + Physical
IBAN
No
Monthly limit
$300K
Status
Issues reported
Pros.
- +Competitive 2.5% top-up fee
- +$0 issuance and monthly fees
- +$300,000/month limit — highest among no/low-KYC
- +Apple Pay integration
- +Works in 39+ confirmed countries (US, UK, EU, Brazil, Israel, Turkey)
- +ATM access via physical card ($0.25 + operator fee)
- +40% affiliate commission
- +Telegram bot management
Cons.
- −⚠️ Escalating frozen-fund complaints (Jan–Apr 2026)
- −Card top-ups limited to USDT only
- −Top-ups can take up to 12 hours
- −Trustpilot 3.1/5 — heavily polarized (5★ vs 1★)
- −Corporate card format — no personal name
- −Fully custodial with counterparty risk
- −Physical cards still limited rollout
- −Conflicting product descriptions across channels
- −Multi-entity: UANT Inc (HK, Delaware, Dubai)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
2.5%
Transaction fee
—
FX fee
0%
Issuance
$35
Monthly
Free
Cost / $100
$2.75
2.5% top-up ($2 minimum on <$100). $0.25/tx (online + in-store). $0 FX markup (Mastercard rates). $0 issuance. ATM: $0.25 + operator. USDT only for card top-up. BTC/ETH/USDC in wallet only.
COVERAGE
Where it works.
Supported coins
USDT
Chains
Tron
Use cases
Online · IRL · ATM
Blocked countries
CUIRKPRUSY
WALLETS
Apple PayYes
Google PayNo
ATMYes
REPUTATION
Trustpilot
2.8/5
33 reviews
Monevia score
78/100
Verified 2026-04-30
ALTERNATIVES