CARD PROFILE · LIGHT KYC
Bitsa.
Closed crypto ecosystem — can buy BTC/ETH within app but cannot transfer crypto in or out. Mass Trustpilot complaints about frozen funds and 'recovery fees' on crypto top-ups.
Cost / $100
$3.00
Top-up fee
1%
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Issues reported
Pros.
- +Apple Pay, Google Pay & Samsung Pay
- +ATM access
- +Physical + virtual card
- +0% EUR transactions in Eurozone
- +Free tier available
Cons.
- −⚠️ Trustpilot 1.4/5 (350+ reviews) — mass complaints about fund freezes
- −'Recovery fees' charged for own crypto top-ups
- −Closed crypto ecosystem — cannot send/receive crypto externally
- −Only BTC and ETH — no stablecoins
- −1.75-2% FX outside EUR
- −€2.50/ATM withdrawal
- −Pro plan €69.99/year
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
1%
Transaction fee
0%
FX fee
2%
Issuance
Free
Monthly
Free
Cost / $100
$3.00
Free: 2.39% crypto conversion. Pro: 1.89%. 0% EUR POS (Eurozone). 1.75% (Europe non-EUR). 2% (rest of world). €2.50/ATM. Free: €1,500/day. Move: €5,000/day (€8.99/yr). Pro: €15,000/day (€69.99/yr).
COVERAGE
Where it works.
Supported coins
BTCETHUSDTDAILTCBCHXRPXLMTRXDASHXMRBATZEC
Chains
BitcoinEthereum
Use cases
Online · IRL · ATM
Blocked countries
USCAGBRU
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
1.4/5
350 reviews
Monevia score
59/100
Verified 2026-04-30
ALTERNATIVES