TL;DR.Phantom Cash is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee n/a. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · LIGHT KYC
Phantom Cash.
Phantom Cash — Visa debit by Lead Bank from Phantom wallet (35M+ users), spend any Solana-held crypto via CASH stablecoin, US-only (ex-NY), Apple/Google Pay.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Issued by Lead Bank with Visa USA license
- +Powered by Phantom wallet (35M+ users)
- +Convert any crypto to CASH stablecoin instantly
- +Apple Pay & Google Pay supported
- +Bank transfers + direct deposit + debit card
- +Built on Solana — fast settlement
- +KYC only required for card features
Cons.
- −United States only at launch
- −New York excluded
- −Specific FX/transaction fees not transparently published
- −Identity verification required for card
- −Cashback rate not detailed publicly
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
—
Issuance
Free
Monthly
Free
Cost / $100
$0.00
Issuer does not publicly disclose fee details — exact figures vary, verify in app.
Specific FX/issuance/monthly/transaction fees not transparently published — see Cardholder Agreement and phantom.com. Convert any crypto to CASH stablecoin (built on Solana, displayed in USD) for spending. KYC required for card, bank transfers, direct deposit. United States only at launch (excluding New York). Issued by Lead Bank pursuant to Visa USA license.
COVERAGE
Where it works.
Supported coins
SOLUSDCUSDTBTCETH
Chains
Solana
Use cases
Online · IRL
Blocked countries
NY-US
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
79/100
Verified May 11, 2026
ALTERNATIVES