CARD PROFILE · NO KYC
PayWithMoon.
Bitcoin Lightning support. Pioneer of crypto-to-Visa virtual cards (~2020). Currently major issues.
Cost / $100
$1.00
Top-up fee
Free
Network
Visa
Card type
Virtual
IBAN
No
Monthly limit
$4,000
Status
Issues reported
Pros.
- +0% top-up fee
- +Bitcoin Lightning support (rare)
- +Free first card issuance
- +Low cost: $1.00 per $100 spent
Cons.
- −⚠️ Mass card cancellations (late 2025)
- −KYC now demanded for refunds
- −Exit scam risk — multiple reports
- −Trustpilot: 2.8/5 declining rapidly
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
1%
FX fee
0%
Issuance
Free
Monthly
Free
Cost / $100
$1.00
0% top-up. 1% tx fee (min $1). Free first card, $2.99 additional. $4K/month limit.
COVERAGE
Where it works.
Supported coins
BTCUSDTUSDC
Chains
BitcoinTronPolygon
Use cases
Online only
Blocked countries
AFBYCUIRKPMMRUSDSOSSSYVEYE
WALLETS
Apple PayNo
Google PayNo
ATMNo
REPUTATION
Trustpilot
2.8/5
265 reviews
Monevia score
87/100
Verified 2026-04-30
ALTERNATIVES