TL;DR.OKX Card is a Mastercard crypto debit card (Virtual, KYC: Full KYC). Cost per $100 spent: $0.1. Top-up fee 0.1%, FX fee 0%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · FULL KYC
OKX Card.
OKX × Mastercard with industry-low 0.1% spread, 10% USDG APY in-app, and Brazilian + EEA coverage — no transaction/FX/issuance/monthly fees.
Cost / $100
$0.10
Top-up fee
0.1%
Network
Mastercard
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +OKX × Mastercard partnership for stablecoin payments
- +0.1% market spread, 0% transaction/FX/issuance/monthly fees
- +Up to 10% USDG APY in-app
- +2% USDG cashback (capped $5/month, non-VIP)
- +Higher VIP tiers unlock more rewards
- +EEA (EU + Norway) + Brazil rollout
- +Apple Pay & Google Pay supported
Cons.
- −Just 0.1% spread but always charged on conversion
- −Cashback capped at $5/month for non-VIP
- −20% promo cashback ended Feb 2026
- −EEA + Brazil only (US/UK/IS/LI excluded)
- −Full KYC via OKX exchange
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
0.1%
Transaction fee
0%
FX fee
0%
Issuance
Free
Monthly
Free
Cost / $100
$0.10
0.1% market spread on conversion. 0% transaction, FX, issuance, monthly fees. 2% USDG cashback (capped $5/month, non-VIP). VIP tiers higher. Up to 10% USDG APY on idle balance. EEA (EU + Norway, excludes Iceland & Liechtenstein) + Brazil. Apple Pay & Google Pay.
COVERAGE
Where it works.
Supported coins
USDCUSDGUSDTBTCETH
Chains
EthereumPolygon
Use cases
Online · IRL
Blocked countries
USISLIRUBYIRKPSYCUVE
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
69/100
Verified May 11, 2026
ALTERNATIVES