CARD PROFILE · LIGHT KYC
Holyheld.
Record multi-chain support: 17+ blockchains, 1,200+ tokens. Gasless transactions with subsidized gas. Cashback in stable USDC. IBAN (Cyprus). Hybrid custody: non-custodial for crypto, custodial for fiat.
Cost / $100
$2.50
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
$27,000
Status
Operational
Pros.
- +⭐ Best multi-chain support — 17+ networks including Solana, Starknet, Berachain
- +1,200+ tokens supported
- +~0-0.5% top-up fee — among lowest in Europe
- +0% transaction fee within EEA
- +Apple Pay & Google Pay & ATM
- +Gasless transactions (gas subsidized)
- +IBAN (Cyprus-based)
- +0.5-1% cashback in USDC (stable, not volatile)
Cons.
- −EEA only (30 countries)
- −2.5% + €1 FX fee outside EEA — expensive for travel
- −Expensive physical cards: Classic €29, Limited €99, Metal €199
- −Very few Trustpilot reviews (~9)
- −⚠️ One complaint about €10,638 account freeze
- −Hybrid custody model
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
2.5%
Issuance
$29
Monthly
Free
Cost / $100
$2.50
~0-0.5% top-up (lowest in Europe). €0 tx fee (EEA). 2.5% + €1 FX outside EEA. Classic: €29, Limited: €99, Metal: €199. ATM available. Cashback: 0.5% (Classic), 1% (Metal) in USDC.
COVERAGE
Where it works.
Supported coins
USDTUSDCETHBTC
Chains
SolanaEthereumArbitrumOptimismPolygonAvalancheBaseGnosisBSC
Use cases
Online · IRL · ATM
Blocked countries
AFALBBBFBIKHKYCFCGCUGNHTIRIQJMJOXKLBLYMLMAMZMMNINGKPPKPAPHMDSNSOZASSSDSYTZTTTRUGAEVUVEEHYEZW
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
9 reviews
Monevia score
86/100
Verified 2026-04-30
ALTERNATIVES