MONEVIACARDSFIWIND CARD
TL;DR.Fiwind Card is a Mastercard crypto debit card (Virtual, KYC: Minimal). Cost per $100 spent: $0. Top-up fee 0%, FX fee 1.5%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · MINIMAL

Fiwind Card.

Argentine Mastercard virtual card from Fiwind that pays directly from your crypto, USD or ARS balance — international purchases settle in USD with only a 1.5% processing charge and no 30% Argentine PAIS/income perception.

Verified May 11, 2026·Monevia score 89/100

Cost / $100
$0.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual
IBAN
No
Monthly limit
Status
Operational

Pros.

  • +100% virtual card with no issuance or maintenance fees
  • +Apple Pay and Google Pay supported (NFC at any contactless POS)
  • +0% surcharge on domestic Argentine purchases
  • +International purchases settle in USD with only 1.5% processing — no 30% Argentine PAIS perception
  • +Set daily limit and pause/unpause card from the app
  • +Issuer registered with Argentina's CNV as PSAV (N°75, since Sep 2024)
  • +Fund directly from BTC, ETH, USDT, USDC or USD/ARS balance

Cons.

  • Argentina-only product (residence verification required)
  • Virtual only — no physical card
  • 1.5% foreign-transaction fee on cross-border payments
  • Digital services abroad still incur 21% VAT + provincial gross-income tax
  • No ATM withdrawals (card not designed for cash)
  • Card spending consumes platform's monthly operating limits
  • Spanish-only interface and support

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee
Free
Transaction fee
0%
FX fee
1.5%
Issuance
Free
Monthly
Free
Cost / $100
$0.00

Issuance and maintenance: free. Domestic purchases (Argentina): no extra commissions. Foreign-currency purchases: 1.5% (e.g. $100 = $101.50 debit). Digital services abroad additionally bear 21% VAT + provincial IIBB (CABA 2%, Córdoba 3%, etc.). No ATM withdrawals. Apple Pay and Google Pay free.


COVERAGE

Where it works.

Supported coins
BTCETHUSDTUSDC
Chains
Use cases
Online · IRL
Blocked countries
None

WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
/5
0 reviews
Monevia score
89/100
Verified May 11, 2026

ALTERNATIVES

Closest on the ledger.