TL;DR.Fiwind Card is a Mastercard crypto debit card (Virtual, KYC: Minimal). Cost per $100 spent: $0. Top-up fee 0%, FX fee 1.5%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · MINIMAL
Fiwind Card.
Argentine Mastercard virtual card from Fiwind that pays directly from your crypto, USD or ARS balance — international purchases settle in USD with only a 1.5% processing charge and no 30% Argentine PAIS/income perception.
Cost / $100
$0.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +100% virtual card with no issuance or maintenance fees
- +Apple Pay and Google Pay supported (NFC at any contactless POS)
- +0% surcharge on domestic Argentine purchases
- +International purchases settle in USD with only 1.5% processing — no 30% Argentine PAIS perception
- +Set daily limit and pause/unpause card from the app
- +Issuer registered with Argentina's CNV as PSAV (N°75, since Sep 2024)
- +Fund directly from BTC, ETH, USDT, USDC or USD/ARS balance
Cons.
- −Argentina-only product (residence verification required)
- −Virtual only — no physical card
- −1.5% foreign-transaction fee on cross-border payments
- −Digital services abroad still incur 21% VAT + provincial gross-income tax
- −No ATM withdrawals (card not designed for cash)
- −Card spending consumes platform's monthly operating limits
- −Spanish-only interface and support
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
1.5%
Issuance
Free
Monthly
Free
Cost / $100
$0.00
Issuance and maintenance: free. Domestic purchases (Argentina): no extra commissions. Foreign-currency purchases: 1.5% (e.g. $100 = $101.50 debit). Digital services abroad additionally bear 21% VAT + provincial IIBB (CABA 2%, Córdoba 3%, etc.). No ATM withdrawals. Apple Pay and Google Pay free.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDC
Chains
—
Use cases
Online · IRL
Blocked countries
None
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
89/100
Verified May 11, 2026
ALTERNATIVES