TL;DR.Ether.fi Cash is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee 1%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 1, 2026.
CARD PROFILE · LIGHT KYC
Ether.fi Cash.
DeFi-native non-custodial Visa credit card from ether.fi — funds stay in Gnosis Safe smart contract, cashback in wETH up to 3%, all tiers free with $0 annual fee.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Non-custodial: funds in Gnosis Safe smart contract you control
- +$0 annual fee, $0 issuance across all tiers
- +Up to 3% cashback in wETH (promo Feb 2026)
- +Visa Signature benefits: $2K price protection, $10K purchase protection
- +Daily limit up to $100k (Pinnacle tier)
- +Apple Pay & Google Pay supported
Cons.
- −1% FX fee across all tiers
- −ATM: 2% per withdrawal, $250/day limit, max 3 attempts/24h
- −Not available in US (UK launch FCA-regulated Sep 2026)
- −Excluded countries include Russia, Turkey, Ukraine, Israel, India, Vietnam, China
- −Cashback paid in wETH (price exposure)
- −Higher tiers gated by Loyalty points (10K Luxe, 50K Pinnacle)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
1%
Issuance
Free
Monthly
Free
Cost / $100
$0.00
$0 annual, $0 issuance. FX 1% all tiers. ATM 2% per withdrawal, $250/day max, 3 attempts per 24h. Daily spend: Core $30k / Luxe $50k / Pinnacle $100k. Cashback (promo Feb 2026): 3% across all tiers, paid monthly in wETH to your vault.
COVERAGE
Where it works.
Supported coins
ETHUSDCUSDTweETH
Chains
EthereumArbitrum
Use cases
Online · IRL · ATM
Blocked countries
USBYBDCNCUEEFIHUINIQILNPNLKPPHRUSYTRUAVEVN
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
2.8/5
16 reviews
Monevia score
94/100
Verified May 1, 2026
ALTERNATIVES