TL;DR.Bit2Me Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $0.95. Top-up fee 0%, FX fee 2%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 1, 2026.
CARD PROFILE · FULL KYC
Bit2Me Card.
Mastercard debit card from Spain's Bit2Me exchange — pay directly from a crypto or EUR wallet, with cashback up to 7% scaled by Space Center loyalty level (B2M token staking).
Cost / $100
$0.95
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
No
Monthly limit
$20,000
Status
Operational
Pros.
- +No monthly maintenance fee, free virtual card
- +Up to 7% cashback (tier-based via Space Center loyalty levels)
- +0% fee when paying from EUR wallet (Eurozone payments)
- +Apple Pay & Google Pay supported at no cost
- +Free ATM withdrawals in Spain up to €300/month
- +Bank of Spain-registered crypto exchange (regulated VASP)
- +Issued in partnership with Mastercard (accepted worldwide)
Cons.
- −Available only in EEA + Argentina (Argentina virtual-only)
- −0.95% conversion fee on every payment from a crypto wallet
- −2% FX surcharge on non-Eurozone currency payments
- −Cashback caps tied to Space Center level (€7.50–€900/mo)
- −Physical card costs €5–€20 below Level 5 (free at Levels 5–7)
- −Daily transaction cap €2,500 limits large one-off purchases
- −Full KYC required (ID + selfie + address)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0.95%
FX fee
2%
Issuance
Free
Monthly
Free
Cost / $100
$0.95
Virtual issuance free; physical €0 (Levels 5–7), €5 (Level 4), €10 (Level 3), €20 (Levels 0–2). No monthly fee. Operation cost: 0.95% from crypto wallets, 0% from EUR wallets. ATMs: free in Spain up to €300/mo, €2.50 in Eurozone, €0.55 + 1% (min €0.75) outside Eurozone. Eurozone payments 0%; SEPA non-EUR 1.75%; worldwide non-EUR 2%. Apple Pay/Google Pay: 0€.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCB2MADASOLXRPDOGELTC
Chains
BitcoinEthereumSolanaCardanoTronLitecoin
Use cases
Online · IRL · ATM
Blocked countries
USGBCACNJPKPKRIRCUSYRUBYUAVEMMSDSSSOLYZWYECF
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
3.8/5
2325 reviews
Monevia score
95/100
Verified May 1, 2026
ALTERNATIVES