TL;DR.Zypto Card is a Visa crypto debit card (Virtual + Physical, KYC: Minimal). Cost per $100 spent: $4.75. Top-up fee 3%, FX fee 1.75%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 1, 2026.

CARD PROFILE · MINIMAL

Zypto Card.

Name: Zypto Card Crypto Card
Brand: Zypto Card
Availability: InStock
Rating: 4.5 (134 reviews)

Crypto-native Visa from the Zypto wallet ecosystem: load 100+ coins from any wallet (no CEX required), spend via Apple Pay / Google Pay, earn ZYP reward points. Single-load virtual variants with soft KYC let you skip document upload for capped spends.

Launched 2023·Verified May 1, 2026·Monevia score 93/100

Visit site ↗← Back to the ledger

Cost / $100

$4.75

Top-up fee

Network

Visa

Card type

Virtual + Physical

IBAN

Monthly limit

$525K

Status

Operational

Pros.

+Free virtual card, no monthly fee on the reloadable Virtual Classic
+Apple Pay and Google Pay supported
+100+ cryptocurrencies across 20+ blockchains (BTC, ETH, USDT, USDC, SOL, XRP, DOGE, SHIB, etc.)
+Visa network — accepted in 180+ countries
+ZYP reward points on card spending (1,000 ZYP = $1)
+Single-load card variants with soft KYC for limited spend

Cons.

−3% off-ramp (load) fee + 1.75% FX — high effective cost
−Classic Physical: $50 one-time + $12/month (Virtual is free)
−Full KYC (ID + PoA < 90 days) for the reloadable card
−Not available in Canada, Russia, Cuba, Iran, North Korea, Syria, Sudan, Libya, Myanmar, Venezuela, Zimbabwe, Somalia, Congo
−From March 2026: no new US cardholders in MO, MS, TN
−No traditional cashback — ZYP points instead
−ATM only on physical card

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee

Transaction fee

FX fee

1.75%

Issuance

Free

Monthly

Free

Cost / $100

$4.75

Reloadable Virtual Classic: $0 issuance, $0/month. Classic Physical: $50 + $12/month. Off-ramp (load): 3%. FX: 1.75%. ATM via Visa network on physical card only ($1,000/tx, $3,000/day, $20,000/month). ZYP points: 1,000 = $1.

COVERAGE