TL;DR.WantToPay is a Visa · MC crypto debit card (Virtual, KYC: Minimal). Cost per $100 spent: n/a. Top-up fee n/a, FX fee n/a. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · MINIMAL
WantToPay.
Telegram-based no-KYC card service. Accepts USDT and rubles via SBP. Easy tier: $4,000/month, Pro tier: $50,000/month. No legal entity behind the service.
Cost / $100
—
Top-up fee
—
Network
Visa · MC
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +No KYC required
- +Apple Pay & Google Pay (Smart/Pro tiers)
- +Targeted at Russian-speaking users
- +USDT and rubles (via SBP) accepted
- +Pro tier up to $50,000/month
Cons.
- −⚠️ Telegram bot only — no legal entity, no regulation
- −High risk of losing funds
- −Virtual only — no physical card, no ATM
- −No transparency on fees or operators
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
—
Transaction fee
—
FX fee
—
Issuance
$9.9
Monthly
—
Cost / $100
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Issuer does not publicly disclose fee details — exact figures vary, verify in app.
Fee structure not publicly disclosed. Easy: $4,000/month limit. Pro: $50,000/month limit. Virtual only.
COVERAGE
Where it works.
Supported coins
BTCUSDTUSDCTON
Chains
Tron
Use cases
Online only
Blocked countries
RUTR
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
77/100
Verified May 11, 2026
ALTERNATIVES