TL;DR.Venmo Credit Card is a Visa crypto debit card (Physical, KYC: Full KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee 0%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · FULL KYC
Venmo Credit Card.
Mainstream US credit card with 3%/2%/1% cashback that can auto-convert to BTC/ETH/LTC/BCH every month — no transaction fee on Cash Back to Crypto purchases.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Visa Signature credit card with 3%/2%/1% tiered cashback
- +Cash Back to Crypto: auto-buy BTC/ETH/LTC/BCH with rewards (no transaction fee)
- +$0 annual fee, $0 foreign transaction fee
- +Visa Signature benefits (lounge, concierge, travel insurance)
- +PayPal/Venmo ecosystem (millions of users)
- +Apple Pay & Google Pay supported
Cons.
- −US-only — issued by Synchrony Bank for US residents
- −Spread applies on Cash-Back-to-Crypto purchases
- −Late payment fee up to $40
- −Limited to 4 cryptos (BTC/ETH/LTC/BCH)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
0%
Issuance
Free
Monthly
Free
Cost / $100
$0.00
$0 annual fee. $0 foreign transaction fee. 3% on top spend category, 2% on next, 1% on rest. Cash Back to Crypto: rewards auto-buy crypto monthly without transaction fee, but standard spread applies. Late payment up to $40. Issued by Synchrony Bank, US-only.
COVERAGE
Where it works.
Supported coins
BTCETHLTCBCH
Chains
BitcoinEthereum
Use cases
Online · IRL
Blocked countries
IRKPSYCURUBYVE
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
64/100
Verified May 11, 2026
ALTERNATIVES