TL;DR.Nebeus Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee 0%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 1, 2026.
CARD PROFILE · FULL KYC
Nebeus Card.
Spain-registered crypto-fintech (since 2014) — free IBAN with SEPA, 0% FX Mastercard, BitGo custody + Lloyd's insurance, integrates crypto loans and rentals.
Cost / $100
$0.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +0% FX fee on Nebeus Card
- +Free crypto-friendly IBAN with free SEPA
- +BitGo custody + Lloyd's of London insurance
- +Registered with Bank of Spain (Rintral Trading SL, D664)
- +30+ cryptocurrencies + crypto-backed loans
- +Apple Pay & Google Pay
- +Free instant transfers between Nebeus users
Cons.
- −Issuance and monthly fees not transparently published — verify in app
- −Full KYC required (regulated)
- −US not supported
- −Crypto+fiat hybrid product — complex fee structure
- −Spain-licensed only for digital asset custody
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
0%
Issuance
—
Monthly
—
Cost / $100
$0.00
0% FX fee on Nebeus Card. Free SEPA on crypto-friendly IBAN. Free instant transfers between Nebeus users. Specific issuance/monthly fees vary by tier — confirm in app. BitGo custody, Lloyd's of London insurance.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCLTCBCHXRP
Chains
BitcoinEthereumTronLitecoin
Use cases
Online · IRL · ATM
Blocked countries
USIRKPSYCURUBYVELYSDMM
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
3.9/5
578 reviews
Monevia score
57/100
Verified May 1, 2026
ALTERNATIVES