TL;DR.MetaMask Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $0.875. Top-up fee 0%, FX fee 0%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 1, 2026.
CARD PROFILE · FULL KYC
MetaMask Card.
Spends directly from your self-custodial MetaMask wallet — funds never leave your custody until the moment of payment. Issued by Baanx on Mastercard, with crypto-to-fiat conversion happening on-chain at checkout via Linea/Base/Solana/Monad. 1% mUSD cashback baseline, 3% on Metal tier.
Cost / $100
$0.88
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +⭐ Truly self-custodial — funds stay in your MetaMask wallet until checkout
- +Mastercard network — accepted at 150M+ merchants worldwide
- +0 issuance, 0 monthly, 0 FX markup (Mastercard rate)
- +Apple Pay & Google Pay support
- +1% mUSD cashback (Virtual) or 3% on first $10k/yr (Metal)
- +Multi-chain: Linea, Base, Solana, Monad
- +Stablecoins (USDC, USDT, mUSD) + WETH supported
- +ATM access for US Virtual + global Metal users
- +Available in US, UK, EEA, Brazil, Mexico, Colombia, Argentina, Switzerland +
Cons.
- −0.875% swap fee on every transaction (built-in)
- −Linea gas fee per transaction (~$0.02 typically)
- −KYC required despite non-custodial nature
- −No IBAN / no top-up rail beyond on-chain
- −Metal tier $199/yr — only available in the US
- −Virtual users outside US cannot withdraw at ATM
- −Not yet available in Asia, Africa, most CIS countries
- −No published per-transaction or max-balance limits
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0.875%
FX fee
0%
Issuance
Free
Monthly
Free
Cost / $100
$0.88
0 issuance, 0 monthly, 0 FX markup (Mastercard's rate). Per-transaction: 0.875% swap fee + variable Linea gas (~$0.02 typical). Metal tier $199/yr (US only) waives ATM fees up to $1,200/month and boosts cashback to 3% on first $10k/yr.
COVERAGE
Where it works.
Supported coins
USDCUSDTWETHmUSDEUReGBPe
Chains
LineaBaseSolanaMonad
Use cases
Online · IRL · ATM
Blocked countries
AFBYCFCUCDHTIRIQKPLBLYMLMMNIRUSOSSSYVEYEZWCNINJPKRIDTHVNPHMYSGPKBDNGZAEGTRSAAEILAUNZ
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
1.4/5
657 reviews
Monevia score
84/100
Verified May 1, 2026
ALTERNATIVES