TL;DR.KemyCard is a Visa · MC crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $9.75. Top-up fee 5%, FX fee n/a. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 1, 2026.
CARD PROFILE · FULL KYC
KemyCard.
Crypto-funded card with full IBAN/PIX/SPEI banking layer. Virtual Visa is $15 + $2/mo with $100K balance cap; physical Mastercard is $250 + $10/mo with $400K cap and $50K daily spend.
Cost / $100
$9.75
Top-up fee
5%
Network
Visa · MC
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +Apple Pay, Google Pay and Samsung Pay supported
- +Dedicated IBAN, routing, PIX and SPEI for EUR/USD/GBP/MXN/BRL accounts
- +Quick KYC in 2 minutes via Veriff and Sumsub
- +Unlimited virtual cards (Visa)
- +Physical Mastercard supports up to $50K daily spend, $15K monthly ATM
- +10+ cryptocurrencies supported
Cons.
- −Full KYC required — not a no-KYC card
- −5% deposit fee on crypto/mobile-money funding
- −3.5% + $1 transaction fee per purchase
- −Physical card costs $250 + $10/month
- −Failed transactions cost $0.80
- −Available country list not published — sign-up required to check
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
5%
Transaction fee
3.5%
FX fee
—
Issuance
$15
Monthly
$2
Cost / $100
$9.75
Virtual Visa: $15 issuance, $2/mo, $100K max balance. Physical Mastercard: $250 issuance (DHL incl.), $10/mo, $400K max balance. Top-up: $1.50 flat under $100 / 1.25% over. 5% deposit fee on crypto/mobile-money. Transaction: 3.5% + $1. Failed tx: $0.80. Physical: $50K/day spend, $25K per tx, $15K/mo ATM, $500/day ATM. 3-year validity.
COVERAGE
Where it works.
Supported coins
BTCETHSOLUSDTUSDC
Chains
BitcoinEthereumSolanaTron
Use cases
Online · IRL
Blocked countries
None
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
2.3/5
15 reviews
Monevia score
70/100
Verified May 1, 2026
ALTERNATIVES