TL;DR.Bitrefill Card is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $1.99. Top-up fee 1.99%, FX fee 0%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: May 11, 2026.
CARD PROFILE · LIGHT KYC
Bitrefill Card.
Bitrefill Visa with Bitcoin Lightning + 9 other crypto top-up methods — 1.99% deposit fee, 0 monthly/issuance/foreign-tx fees, EU/EEA only.
Cost / $100
$1.99
Top-up fee
1.99%
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Bitcoin Lightning supported (rare on cards)
- +BTC, ETH, USDC (Ethereum/Polygon/Solana), USDT, DASH, DOGE, BNB, POL, SOL
- +1.99% deposit fee — competitive
- +0 monthly / issuance fees
- +0 foreign transaction fees
- +ATM withdrawals on physical cards
- +Apple Pay & Google Pay
- +Bitrefill ecosystem (gift cards/airtime in 186+ countries)
Cons.
- −KYC required for the card itself (Bitrefill platform itself is no-KYC)
- −EU/EEA only for the card
- −1.99% deposit fee on all top-ups
- −ATM 2.49% withdrawal fee, capped €350/day, €3,000/month
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
1.99%
Transaction fee
0%
FX fee
0%
Issuance
Free
Monthly
Free
Cost / $100
$1.99
0 monthly/issuance/foreign transaction fees. 1.99% deposit fee (live market rate). ATM: 2.49% withdrawal, capped €350/day, €3,000/month (physical card only). Top-up via BTC (on-chain or Lightning), ETH, USDC (Ethereum/Polygon/Solana), USDT, DASH, DOGE, BNB, POL, SOL. EU/EEA only (incl Norway, Iceland).
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCLTCDASHDOGEBNBPOLSOL
Chains
BitcoinLightningEthereumPolygonSolanaBSC
Use cases
Online · IRL · ATM
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monevia score
76/100
Verified May 11, 2026
ALTERNATIVES