MONEVIACARDSMAXSWAP
CARD PROFILE · NO KYC

MaxSwap.

Highest spending limits of any service ($2M/month). Telegram-native management. Combined wallet + exchange + card + arbitrage ecosystem. Both Visa and Mastercard.

Launched 2023·Verified 2026-04-30·Monevia score 84/100

Cost / $100
$4.50
Top-up fee
3.5%
Network
Mastercard
Card type
Virtual
IBAN
No
Monthly limit
$2M
Status
Operational

Pros.

  • +No mandatory KYC — email only
  • +Highest limits: $50K/tx, $200K/day, $2M/month
  • +24 cryptocurrencies supported
  • +Both Visa and Mastercard issued
  • +Apple Pay & Google Pay
  • +Full Telegram bot management
  • +Trustpilot 4.6/5 (46 reviews)

Cons.

  • ⚠️ Fee discrepancy: Terms say 5%, marketing says 3%
  • 0.8% tx fee + 0.6% FX adds up significantly
  • $0.25 charged even on DECLINED transactions
  • Seychelles jurisdiction — limited oversight
  • Minimum BTC deposit $200 (lower amounts reportedly lost)
  • One reviewer alleges Trustpilot reviews are fake/paid

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee
3.5%
Transaction fee
0.4%
FX fee
0.6%
Issuance
$25
Monthly
Free
Cost / $100
$4.50

⚠️ Marketing says 3%, FAQ says 3.5%, old Terms said 5%. We use FAQ rate (3.5%). Tx fee: 0.4% + $0.25 per declined. FX: 0.6%. Issuance: $25 + $25 min deposit. Seychelles-registered.


COVERAGE

Where it works.

Supported coins
ADAALGOAVAXBCHBNBBTCDOTETHHBARHTLINKLTCMATICNEARSHIBSUSHITONTRXUNIUSDCUSDTXLMXRP
Chains
EthereumBSCPolygonAvalancheOptimismFantomAlgorandTronBitcoinTON
Use cases
Online · IRL
Blocked countries
AFBYCUIRKPSYVERUMMSOUAYE

WALLETS
Apple PayYes
Google PayNo
ATMNo
REPUTATION
Trustpilot
4.6/5
46 reviews
Monevia score
84/100
Verified 2026-04-30

ALTERNATIVES

Closest on the ledger.